How to Create an FTP account
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Login to cPanel.
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Click the FTP Accounts button in the Files section.
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In the Add FTP Account section, fill in the fields as needed. Below is a brief description of the options.
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Click the Create FTP Account button. You will then see a message stating "Account Created"
Often times, there is need to provide FTP access to your account, but do not want to share your cPanel credentials. Giving a case of a developer who needs to update your site on your behalf. Please see the following on how to create an FTP account in your cPanel.